> For the complete documentation index, see [llms.txt](https://dev.simplepay.ai/docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://dev.simplepay.ai/docs/legal/privacy-policy.md).

# Privacy Policy

#### Introduction

SimplePay, through its software platform, enables the independent processing of cryptocurrency transactions while maintaining rigorous standards to protect user privacy and combat financial crimes. This Privacy Policy (the "Policy") outlines how SimplePay Software ("we", "us", "our") collects, uses, shares, and secures personal information provided by users through the open-source code provided by official website (the "Software") and our official code libraries.

We commit to protecting your and your clients privacy by implementing all necessary technical, and organizational measures to ensure the confidentiality, integrity, and availability of your Personal Information as defined under the Personal Information Protection and Electronic Documents Act (PIPEDA).

#### Information We Collect and How We Use It

We collect very specific pices of personal information, including:

Contact details such as email, phone number, or messenger ID. This data encrypted by default by merchant before we store it in blockchain. 

Payeer and Merchant crypto wallet addresses.

Additional information as required by our AML policy and [Terms of Use](/docs/legal/terms-of-use.md).

This information is primarily obtained directly from you. We may also use information from publicly accessible sources or through our contractors for identity verification, anti-fraud, and transaction monitoring services.

#### Wallet Analysis and Blockchain Use

Wallet Analysis: Before processing transactions, we analyze payer wallets for connections to sanctioned lists or entities involved in illicit activities, ensuring minimized risk exposure.

Blockchain Technology: All transactions are recorded on the decentralized, tamper-resistant Fantom blockchain, which enhances the security and integrity of data.<br>

#### Data Protection

Your personal data are not shared with third parties and are protected from unauthorized access using cutting-edge encryption technologies. This data security extends to all personal information stored on our blockchain system, ensuring both confidentiality and accessibility.<br>

#### Compliance with Sanctions

We screen transactions and clients against international sanctions lists to prevent dealings with high-risk or prohibited entities, in line with global regulatory standards.<br>

#### Monitoring Suspicious Activity

Our automated systems monitor and report suspicious activities to comply with Anti-Money Laundering (AML) standards by blocking any transactions that do not conform to these guidelines.<br>

#### Data Retention

Personal data, transaction details are stored in blockchain Fantom smart-contract without the possibility of editing or deletion.

#### Your Rights

Under data protection laws, you have rights to access, rectify, erase, restrict, or object to our processing of your data, and to data portability. Requests can be made at no charge and will be addressed within one month.

#### Security Measures

We adhere to international security standards and use SSL/TLS encryption to protect data, and also use blockchain technologies as the main tool for storing and interacting with data, ensuring that your personal information is protected from unauthorized access and hacking.<br>

#### Policy Changes

SimplePay reserves the right to amend this Policy. Any changes will be communicated through our Website or via email.

This revised Privacy Policy now includes specific sections on how SimplePay software utilizes blockchain technology for transaction security, conducts wallet analyses to mitigate risks, and handles data with high security and compliance standards.<br>


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