Overview
SimplePay is an open-source project that enables you to start accepting crypto payments in just 15-30 minutes. SimplePay is decentralized, non-custodial, and self-hosted, providing secure, flexible payment processing without intermediaries. With a low transaction fee of 0.4%, SimplePay allows you to retain full control over your funds.
Simply integrate us by
creating a no-code Web and Telegram store (web demo, tg demo)
API integration
and begin accepting crypto payments today!
In an era where digital currencies are increasingly pivotal, SimplePay opens the door for individuals and businesses to the future of finance. This innovative, open-source project is designed to empower entrepreneurs, online store owners, and developers with the ability to easily and securely accept cryptocurrency payments from customers worldwide in non-custodial and self-hosted way.
Our transaction processing protocol eliminates the use of temporary wallets for receiving and tracking invoice payments, saving millions of dollars by removing the need for additional transactions to transfer funds from temporary wallets to the main account.
About SimplePay in a nutshell:
Zero setup and monthly fees, pay as you go
Direct payments from customers to merchants
Only 0.4% fee on successful transactions due to our own unique processing protocol. We invoice merchants once a month
No KYC or KYB required to get started
Open source. With its open-source nature, SimplePay offers unmatched transparency and security. Developers and security experts can readily audit the code, ensuring its reliability and protection against fraud
Self-hosted solution
Non-custodial
Decentralised storage of payments
11 supported chains: Bitcoin, Tron, Ethereum, Arbitrum, Avalanche, Base, Binance (BNB Smart Chain), Litecoin, Optimism, Polygon, zkSync. You need more chains? Contact us, we will add them for you
Ease of Integration. Designed with user convenience in mind, SimplePay provides straightforward and comprehensible integration guides that will help you quickly set up cryptocurrency payments on your website or app.
Soon we will add more features for merchants, some of them:
Router to swap accepted tokens to USDT or other desired asset (already in beta, request in chat)
AML
KYC of users
Fiat to Crypto and reverse
Subscriptions
Overview
SimplePay is a pioneering cryptocurrency payment processing solution designed to empower merchants and users with secure, transparent, and efficient transaction mechanisms. Built on the principles of decentralization, SimplePay leverages blockchain technology to enable non-custodial, direct payments, eliminating intermediaries and ensuring full control over funds for all stakeholders.
Vision
To revolutionize global payments by providing a decentralized, user-centric platform that fosters financial sovereignty and accessibility.
Core conceptsKey Features
Ensures users and merchants retain complete control over their funds.
Eliminates risks associated with third-party custodians, such as hacking or mismanagement.
Facilitates seamless transactions directly between payers and payees.
Reduces costs and delays by bypassing intermediaries.
Multi-Network Support
Compatible with a wide range of blockchain networks and cryptocurrencies.
Enables users to transact in their preferred digital assets.
Provides robust tools for easy integration into existing workflows.
Includes detailed documentation, sandbox environments, and SDKs.
No-code integrations
Intuitive interfaces for merchants and customers.
Features like QR code payments and no-code integrations ensure accessibility.
Core Components
A dashboard for merchants to manage invoices, track payments, and access analytics.
Enables programmatic invoice generation, payment tracking, and more.
Webhooks
Real-time notifications to merchants about payment statuses.
Client side framework agnostic elements to integrate Payment Gateway in any App or Website.
Supports popular wallet protocols like WalletConnect for secure user authentication and payments.
Tools like Telegram integrations allow merchants to accept payments without technical expertise.
Advantages
Decentralization
Eliminates reliance on centralized financial institutions.
ProtocolDirect paymentsSecurity
Blockchain technology ensures transactions are secure and immutable.
Non-CustodialSecurityCollected dataEfficiency
Reduces costs and delays associated with traditional payment systems.
Lowest FeesTransparency
Provides an auditable trail of all transactions.
TransparencyAccessibility
Opens global commerce opportunities, enabling payments across borders without traditional barriers.
Use Cases
E-commerce
Merchants can accept cryptocurrency payments from customers worldwide.
Subscription Services
Automate recurring payments through blockchain smart contracts.
Digital Goods
Seamlessly sell products like software, e-books, and online courses using direct crypto payments.
Donations
NGOs and charities can receive transparent donations in cryptocurrency.
Workflow Example
Invoice Creation:
A merchant generates an invoice specifying the payment amount and currency.
Payment Link or QR Code:
The system generates a unique link and QR code for the invoice.
Customer Payment:
Customers use their cryptocurrency wallets to scan the QR code or click the link and approve the transaction.
Blockchain Validation:
The transaction is validated on-chain to ensure it matches the invoice details.
Settlement:
Funds are transferred directly to the merchant’s wallet, and the invoice status is updated.
Future Prospects
SimplePay aims to continuously innovate, adding support for more networks, enhancing scalability, and introducing advanced features like wallet accounts managment API, auto-convert to stablecoins protocol, fiat on/off ramps, and advanced analytics for merchants.
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